R.L. Mathewson's Trick to handle scams :)
I posted this on my Facebook Page, but I thought I’d share my wonderful experience with a scam call:
So, I was sitting in the car waiting for my daughter to come home a while ago when the scam for 6.7% called (A company calling and trying to get information by promising really low rates). Since I had nothing better to do I decided to have some fun 🙂
When I was prompted to press 1, I decided that it just might be fun. Now this is how the phone call went down:
(Mind you, I used a sarcastic tone the entire time and she seemed oblivious to it, but it was fun 🙂
SP (Scam Person): Hello, did you press 1 to get your credit card rate down to 6.9%?
Me: I sure did.
Me: Isn’t it though?
SP: You must be excited to lower your interests on your credit card.
Me: More than I can say.
SP: Well, all I need it a little information and I can lower your interest rates.
Me: That would be fantastic.
SP: Okay, what’s your name?
Me: Don’t you have it in the system?
SP: Oh, you show up only as your account number.
SP: Yes, it’s to protect your privacy.
Me: Wow, I feel really protected. Thank you!
SP: You’re very welcome!
Me: Okay, my name is Diana Ross.
SP: Hmmm, could you verify your account or social security number so I can get into the system and sign you up for this great rate, Diana ?
Me: I sure can!
SP: I just need your social or your credit card number with the expiration date.
Me: Huh, that’s going to be a problem. I have no clue what my social is.
SP: Oh, then your credit card number will be fine.
Me: I don’t have it on me.
SP: That’s okay. I can call back in an hour and get your information, but just so I don’t waste your time later why don’t we get some basic information now.
SP: What’s your date of birth.
Me: February 30, 1949
SP: That matches what I’ve got!
Me: That’s great!
SP: Your address, Mrs. Ross?
Me: 1600 Pennsylvania Avenue, Washington, DC.
SP: Okay……..hmmm, is that close to the White House?
Me: Very close. I have a fantastic view.
SP: That must be exciting!
SP: Okay, now…..to make sure I have the right person, what’s your balance and how much do you have available on your credit card.
Me: Well, last month was kind of hectic, but i think I have a balance of around $150,000
Me: Yeah, it was a busy month.
SP: Are you sure?
Me: Oh yeah, between making bail, buying Belgium chocolate, and let’s not forget the midget strippers who cost me an arm and leg, I may have run up the old credit card. Why? Is that going to be a problem?
SP: Er……..I’m going to have to call you back later.
Me: I’ll be waiting by the phone and anticipating the moment when we can be together once again.
Sp: Mrs. Ross, are you serious?
Me: Deadly. You’re my new best friend!
I’m not sure why she hung up after that and she hasn’t called me back yet, but I’m waiting for it 🙂